Buy prepackaged only if you need it.
Use sales and coupons.
Don't try to compare yourself to your friends and neighbors.
Contribute the maximum each year to your 401K or to an IRA.
Lower your cable bill by ending pay channels or switching to satellite.
Avoid credit cards with annual fee.
Cook at home often.
Go grocery shopping while you are in a hurry.
Buy in bulk whenever possible.
Bottle your own water.
Avoid the vending machine.
Plan vacations ahead of time.
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